Refinance Your Arizona Mortgage in 2026: How to Lower Your Rate If You Bought at 7% or Higher

Published on: 07/09/2026

Bought your Arizona home at 7-8%? With refinance rates near 6.5% in 2026, lowering your rate could cut your payment. Here's how to know if a rate-and-term refinance pays off. Pillar Mortgage Group, NMLS #2700076

Read more

Refinance Rates Arizona July 2026: Is It Finally Time to Lower Your Payment?

Published on: 07/02/2026

Arizona refinance rates average 6.51% for a 30-year fixed in July 2026. If you locked in 7 to 8% in 2023 or 2024, refinancing could cut your payment by hundreds monthly. See the break-even math. Pillar Mortgage Group, NMLS #2700076

Read more

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

Book a 15 minute call